Frequently Asked Questions

What is the Georgia Poultry Federation Growers Health Care Plan?

The Georgia Poultry Federation offer growers the ability to join an aggregated discount benefits program. As part of your membership, you can enroll in best-in-class benefits from top insurance companies at reduced rates. The plans will be insured by Humana and Transamerica and will satisfy the Georgia Department of Insurance (DOI) requirements.

Why choose the Georgia Poultry Federation Growers Health Care Plan?

Our goal is to provide members with an alternative to ACA plans. We offer a quality benefit solution that could be a good fit for many reasons including: - Competitive rates - Variety of comprehensive medical plans, including Health Savings Accounts - Predictable, fixed monthly payments - Flexibility in choice of benefit plan - Plans with a broad provider network and prescription formulary (drug list) - Guaranteed approval for $100,000 in life insurance with no exam - Option to add dental, vision, life, accident and cancer plans to build a complete benefit package

Who is eligible to participate?

The Georgia Poultry Federation Growers Health Care Plan is available to small businesses that are located in Georgia who are members of the Georgia Poultry Federation and meet the qualifications of a grower. Businesses must be in good standing with the Georgia Poultry Federation and domiciled in Georgia. If your business meets the qualifications of a grower but you are not a current member of the Georgia Poultry Federation, you can also satisfy membership requirements when you enroll in the plan.

When will the Health Care Plan start?

The first available effective date is July 1, 2021. You may enroll any month moving forward during our inital rollout period.

Can we join the Health Care Plan at any time during the year?

Yes, members can join the Plan any month of the year.

My spouse and I are the only two employees at our farm. Can we join the Health Care Plan?

Contact us today! There are many benefits you can enroll in and we are here to help you maximize your insurance options.

For medical insurance, two enrolled employees are required. A husband and wife only count as one employee for medical insurance - even if you both receive paychecks from the business. Some examples of other employees who can be added to your plan, along with you and your spouse, are:

  • Other employees who work for the farm
  • An adult child who works for the farm
  • Employee who does not work in poultry but still works for your farm (cattle, events, etc.)
  • Employees who work for another business you own (a separate business from the farm)

Is the farm required to help pay for employee health coverage?

Yes, the business will be asked to pay 25% of the Employee premium for health insurance. If the employee wants to add coverage for his/her spouse or child, the business is not required to pay any of those costs. For non-medical products like dental, vision, life, accident or cancer insurance, the business is not required to pay a portion of the premium. The employee can pay all costs for these plans.

What percentage of employees that work for the farm are required to enroll?

For medical insurance, at least 25% of your full-time W-2 employees must join the program. So for example, if you have 10 full-time W-2 employees who work for the farm, three would need to enroll in the group health plan. For non-medical products such as life insurance, accident or cancer plans, you can have only one employee enroll and qualify for the product.

If I'm interested, what are my next steps?

Please send your farm information to us as soon as possible or contact us direclty for your quote.